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Insurance Blog

Which Disasters Are Covered by Home Insurance?

Natural disasters can wreak havoc on a home – or destroy it entirely. Homeowner’s insurance provides financial protection against covered damages to your home and personal belongings, and liability for injuries to others in certain circumstances. No home insurance policy covers all natural disasters. It is important to understand the type of policy you have and which disasters it covers. What Does Standard Homeowners Insurance...

Car Chip Shortage 2022: What’s Going On?

What do bicycles, toilet paper, hand sanitizer, refrigerators and kayaks have in common? They’ve all been in short supply at times during the COVID-19 pandemic. The pandemic has created unprecedented changes in supply and demand. Production shutdowns sent the price of lumber sky-high. Months spent quarantining led homeowners to spend more time outdoors, some taking on more DIY renovation projects. And fear of the unknown led to hoarding...

The Driver’s Guide to Headlights

How often do you think about your headlights while you are driving? For most drivers, headlights are not typically top-of-mind, but according to the Insurance Institute for Highway Safety (IIHS), high-quality headlights are crucial for avoiding hazards on the road. This underscores the important relationship between nighttime visibility and safe driving. And one of the best ways to improve visibility is through proper use of...

Do I Need Business Insurance to Rent an Office Space?

A business insurance policy is a must if you are renting an office space. It is your landlord’s responsibility to carry insurance for the physical building itself. Business insurance can help protect your business property and provide liability or financial protection in case of certain mishaps or events. Why Do You Need Business Insurance for a Rented Office Space? There are several important reasons to...

How To Dig Out After a Blizzard

  If you live in an area that regularly sees snow, clearing the driveways and sidewalks after a winter storm is a regular part of life. But when severe winter weather strikes, and the snowfall is measured in feet instead of inches, digging out becomes a lot more work. Even if the weather caught you off guard, you’ll still have to brave the cold and...