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Hughes & Abarca Insurance, LLC - Reston, Virginia

Hughes & Abarca Insurance, LLC Provides Auto / Car Insurance, Motorcycle Insurance, Home Insurance, Renters Insurance, Life Insurance, and Business / Commercial Insurance for Reston and All of Virginia, Maryland, and Washington DC

Hughes & Abarca Insurance, LLC was is an independent insurance agency located in Reston, Virginia. The agency was founded by Patricia Hughes and Yessica Abarca, who represent Erie Insurance in Virginia, Washington DC, and Maryland.

The agency specializes in a number of insurance products, including Auto / Car Insurance, Motorcycle Insurance, Home Insurance, Renters Insurance, Life Insurance, and Business / Commercial Insurance. Contact Hughes & Abarca Insurance, LLC today for a free insurance quote!

Trish Hughes & Yessica Abarca, Insurance Agency Owners
Trish Hughes & Yessica Abarca, Agency Owners

Greater Reston Chamber of Commerce Small Business of the Year

Hughes & Abarca Insurance, LLC is excited to announce that our agency is the recipient of the Greater Reston Chamber of Commerce Small Business of the Year Award! Thank you to all who nominated us, voted for us, and supported us. We couldn’t have done it without our amazing clients, family, and friends.

Read what satisfied customers have said about Hughes & Abarca Insurance, LLC.

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An Independent Advantage

We are Independent Agents in Reston, Virginia, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Hughes & Abarca Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
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Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Renters Insurance

It pays for the repair and replacement of lost items as well as any liability issues you may be responsible for.
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Life Insurance

We can help you make sound, informed decisions about issues affecting your life insurance needs.
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Motorcycle Insurance

Motorcycle insurance is a way of sharing the risks of riding between you and your insurance company.
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Recent News & Updates

Who Needs Professional Liability Insurance the Most?

Posted: May 4, 2026

Professional liability insurance is designed for businesses that give advice, provide services, create plans, or make recommendations that clients rely on. When a client says a mistake, missed detail, or failure to deliver caused financial harm, this is the type of coverage that may step in. It is often called errors and omissions insurance, and it fills a gap that many service businesses do not...

Does Your Roof Affect Homeowners’ Insurance Rates?

Posted: May 2, 2026

Part of providing for your family is literally “putting a roof over their heads.” Your home’s roof protects your family and property from damage. The roof’s condition can affect your insurance, including premium rates and whether a carrier will insure your home. Insurers consider your roof’s age, condition, material, and local weather when deciding coverage. How Roof Age Can Affect Rates The age of a...

Why Spring Is a Good Time to Renew Your Business Insurance

Posted: April 19, 2026

Many people view spring as a natural reset point for various industries as the weather warms and customer demand begins to increase. For business owners, this seasonal shift offers an ideal opportunity to align their insurance coverage with their current operational reality and future goals. Many companies undergo considerable changes during the winter months that are not always reflected in their existing policies or coverage...

Spring Insurance: 5 Tips for Seasonal Risks

Posted: April 16, 2026

The arrival of spring brings a welcome change in weather, but it also ushers in a unique variety of challenges for homeowners and drivers alike. This season is often characterized by erratic storms, high winds, and heavy rain that can test the durability of your property. Many people also begin planning home improvement projects or spring break travel during this time of year. Taking a...

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Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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