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Hughes & Abarca Insurance, LLC - Reston, Virginia

Hughes & Abarca Insurance, LLC Provides Auto / Car Insurance, Motorcycle Insurance, Home Insurance, Renters Insurance, Life Insurance, and Business / Commercial Insurance for Reston and All of Virginia, Maryland, and Washington DC

Hughes & Abarca Insurance, LLC was is an independent insurance agency located in Reston, Virginia. The agency was founded by Patricia Hughes and Yessica Abarca, who represent Erie Insurance in Virginia, Washington DC, and Maryland.

The agency specializes in a number of insurance products, including Auto / Car Insurance, Motorcycle Insurance, Home Insurance, Renters Insurance, Life Insurance, and Business / Commercial Insurance. Contact Hughes & Abarca Insurance, LLC today for a free insurance quote!

Trish Hughes & Yessica Abarca, Insurance Agency Owners
Trish Hughes & Yessica Abarca, Agency Owners

Greater Reston Chamber of Commerce Small Business of the Year

Hughes & Abarca Insurance, LLC is excited to announce that our agency is the recipient of the Greater Reston Chamber of Commerce Small Business of the Year Award! Thank you to all who nominated us, voted for us, and supported us. We couldn’t have done it without our amazing clients, family, and friends.

Read what satisfied customers have said about Hughes & Abarca Insurance, LLC.

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An Independent Advantage

We are Independent Agents in Reston, Virginia, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Hughes & Abarca Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
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Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Renters Insurance

It pays for the repair and replacement of lost items as well as any liability issues you may be responsible for.
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Life Insurance

We can help you make sound, informed decisions about issues affecting your life insurance needs.
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Motorcycle Insurance

Motorcycle insurance is a way of sharing the risks of riding between you and your insurance company.
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Recent News & Updates

The Ins and Outs of Commercial Auto Insurance

Posted: January 4, 2026

What Every Business Owner Should Know Modern businesses are always on the move. Delivery vans drop off products, service trucks head to job sites, and sales reps crisscross town to meet clients. Any time a vehicle is used for business, your company faces risks that a personal auto policy may not fully cover. Commercial auto insurance is designed to handle those business exposures. What Counts...

Your New Year’s Insurance Checklist

Posted: January 1, 2026

A new calendar year is a natural reset. Over the past 12 months, you may have moved, bought a car, started a home-based business, gotten married, or welcomed a new baby. Those milestones change more than your social media feed; they also change the protection you need. A quick insurance checkup in January can help keep your household on track and your budget under control....

What’s the Difference Between General and Professional Liability Insurance?

Posted: December 19, 2025

General liability (GL) addresses bodily injury, property damage, and specific personal or advertising injuries arising from your premises, operations, products, or marketing. Professional liability (PL), or errors and omissions, addresses financial loss resulting from negligent advice, design, or services. Many businesses need both because a single project can involve physical hazards and professional decisions. General Liability in the Wild GL responds to everyday hazards that...

How to Prepare for a Winter Road Trip

Posted: December 16, 2025

Plan Your Route Like a Pro: Weather, Detours, and “Plan B” Check official state DOT and highway apps for live road conditions, closures, and chain controls before you leave and at each fuel stop. Pair those with a forecast tool that shows hour-by-hour precipitation and wind along your route so you can shift departure by a few hours if a front is moving through.  Build...

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Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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