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Hughes & Abarca Insurance, LLC - Reston, Virginia

Hughes & Abarca Insurance, LLC Provides Auto / Car Insurance, Motorcycle Insurance, Home Insurance, Renters Insurance, Life Insurance, and Business / Commercial Insurance for Reston and All of Virginia, Maryland, and Washington DC

Hughes & Abarca Insurance, LLC was is an independent insurance agency located in Reston, Virginia. The agency was founded by Patricia Hughes and Yessica Abarca, who represent Erie Insurance in Virginia, Washington DC, and Maryland.

The agency specializes in a number of insurance products, including Auto / Car Insurance, Motorcycle Insurance, Home Insurance, Renters Insurance, Life Insurance, and Business / Commercial Insurance. Contact Hughes & Abarca Insurance, LLC today for a free insurance quote!

Trish Hughes & Yessica Abarca, Insurance Agency Owners
Trish Hughes & Yessica Abarca, Agency Owners

Greater Reston Chamber of Commerce Small Business of the Year

Hughes & Abarca Insurance, LLC is excited to announce that our agency is the recipient of the Greater Reston Chamber of Commerce Small Business of the Year Award! Thank you to all who nominated us, voted for us, and supported us. We couldn’t have done it without our amazing clients, family, and friends.

Read what satisfied customers have said about Hughes & Abarca Insurance, LLC.

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An Independent Advantage

We are Independent Agents in Reston, Virginia, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Hughes & Abarca Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
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Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Renters Insurance

It pays for the repair and replacement of lost items as well as any liability issues you may be responsible for.
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Life Insurance

We can help you make sound, informed decisions about issues affecting your life insurance needs.
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Motorcycle Insurance

Motorcycle insurance is a way of sharing the risks of riding between you and your insurance company.
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Recent News & Updates

Cybersecurity Awareness Month: Does Your Business Need Cyber Liability Insurance?

Posted: October 4, 2026

Every October, the Cybersecurity and Infrastructure Security Agency (CISA) leads Cybersecurity Awareness Month, a nationwide effort to help individuals and organizations better protect themselves online. For small and mid-sized businesses, it's also a timely reminder to think about how a cyberattack or data breach could affect operations, and whether cyber liability insurance has a role to play in your risk management plan. Why Cyber Risk...

Fire Prevention Week: Home Safety Steps and What Your Homeowners Insurance Covers

Posted: October 2, 2026

Every October, the National Fire Protection Association observes Fire Prevention Week, which falls on October 4-10 in 2026. The observance began over a century ago to mark the anniversary of the Great Chicago Fire, and it remains a helpful reminder to check the basics of home fire safety before colder weather sends more people back to their stoves, fireplaces, and space heaters. Common Causes of...

Insurance Considerations for Independent Contractors and Freelancers

Posted: September 19, 2026

Working for Yourself Comes With Its Own Insurance Needs More people than ever are working as independent contractors, consultants, or freelancers, whether as a primary career or a side business. While this type of work often offers flexibility, it also means you're generally responsible for your own insurance protection, since you likely won't have coverage through an employer. Taking time to understand your options early...

Renters Insurance 101: What First-Time Renters Should Know Before Signing a Lease

Posted: September 16, 2026

September Is a Popular Month for New Leases Many apartment leases and off-campus housing arrangements begin in September, as students head to college and young professionals relocate for new jobs. If you're moving into your first apartment this fall, renters insurance is worth understanding before you sign a lease, even though it's easy to overlook amid the excitement of a new place. What Renters Insurance...

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Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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