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Hughes & Abarca Insurance, LLC - Reston, Virginia

Hughes & Abarca Insurance, LLC Provides Auto / Car Insurance, Motorcycle Insurance, Home Insurance, Renters Insurance, Life Insurance, and Business / Commercial Insurance for Reston and All of Virginia, Maryland, and Washington DC

Hughes & Abarca Insurance, LLC was is an independent insurance agency located in Reston, Virginia. The agency was founded by Patricia Hughes and Yessica Abarca, who represent Erie Insurance in Virginia, Washington DC, and Maryland.

The agency specializes in a number of insurance products, including Auto / Car Insurance, Motorcycle Insurance, Home Insurance, Renters Insurance, Life Insurance, and Business / Commercial Insurance. Contact Hughes & Abarca Insurance, LLC today for a free insurance quote!

Trish Hughes & Yessica Abarca, Insurance Agency Owners
Trish Hughes & Yessica Abarca, Agency Owners

Greater Reston Chamber of Commerce Small Business of the Year

Hughes & Abarca Insurance, LLC is excited to announce that our agency is the recipient of the Greater Reston Chamber of Commerce Small Business of the Year Award! Thank you to all who nominated us, voted for us, and supported us. We couldn’t have done it without our amazing clients, family, and friends.

Read what satisfied customers have said about Hughes & Abarca Insurance, LLC.

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An Independent Advantage

We are Independent Agents in Reston, Virginia, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Hughes & Abarca Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
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Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Renters Insurance

It pays for the repair and replacement of lost items as well as any liability issues you may be responsible for.
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Life Insurance

We can help you make sound, informed decisions about issues affecting your life insurance needs.
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Motorcycle Insurance

Motorcycle insurance is a way of sharing the risks of riding between you and your insurance company.
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Recent News & Updates

Hydroplaning: What is It and How Can You Avoid It?

Posted: March 9, 2026

It doesn’t matter the season: heavy rain and wet roads can occur at any time of the year. That means slick roads, limited visibility and yes, hydroplaning. No matter the weather, having the right auto insurance can give you peace of mind. But hydroplaning can be scary – so it’s important to understand the conditions when it’s likely to occur, and what to do if it...

Key Questions for Your Business Insurance Renewal

Posted: March 4, 2026

Your upcoming policy renewal constitutes a crucial business risk checkup rather than just another administrative bill to pay. As your company grows and evolves over the next 12 months, your baseline exposure to operational risks naturally shifts in parallel. Expanding operations by adding new locations, purchasing upgraded equipment, launching new services, or hiring extra staff significantly changes your specific liability profile. Factors that affect the...

Spring Break Insurance Tips

Posted: March 2, 2026

Spring break travel often involves cross-country road trips, beach days, and struggling through crowded airport terminals. Many travelers focus solely on booking flights, forgetting to secure the right protection for the journey. Unexpected events, such as minor fender benders in unfamiliar cities or theft from a hotel room, can quickly ruin a vacation. Securing personal insurance ensures you have a dependable safety net should you...

Why a Basic Home Insurance Policy Isn’t Always Enough

Posted: February 16, 2026

While a typical homeowners insurance policy offers a reliable starting point, it’s important to remember that “standard” only goes so far. Since every home, lifestyle, and risk is different, you might discover coverage gaps exactly when you need your policy the most. The Most Common Coverage Shortfalls Many homeowners assume any water damage is covered. In reality, coverage often depends on whether the event was...

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Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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